Imagine that you've just returned to your apartment after a hard days work to find that there's been a fire and everything you own has been destroyed. Your TV, VCR, Furniture, Clothing and Computer are all gone.
- Who will you pay to replace your belongings?
- Where will you stay while your apartment is renovated?
A Farmers Renters package is the perfect answer. While Renters insurance can't prevent a fire or loss from occurring, it can bring you back to where you were prior to the loss. It will reimburse you for lost or damaged items and pay for the additional cost of hotel, meals and related expenses when your apartment is uninhabitable.
The Renters package provides coverage when your landlord doesn't. Most landlord policies cover the building and attached property, but not your personal belongings. This gap in coverage can be devasting to the renter in the event of loss.